If You Keep Your Credit Card in Your iPhone Case, Change This Setting Now

Some of the best iPhone cases it also doubles as a wallet, letting you carry your phone, credit cards and more in one sleek package. But it also means you put your sensitive personal items in the same basket. If you lose your iPhone and case or someone steals it, thieves can have everything they need to commit credit card fraud. If you want to avoid this, you can change your iPhone settings so that other people can’t access your phone — and your bank account.

If someone has your credit card information and tries to make a large purchase, your bank may send you a text message, asking to verify it. If an unauthorized person also has your iPhone, they can respond to your bank messages, verifying purchases without unlocking your iPhone. One Reddit user recently wrote that a thief charged their card over $9,000 when this happened to them.

Replying to messages from the lock screen was first introduced iOS 8. When you receive a text notification, you can swipe left on the text notification on the lock screen to display options to reply to the message. If you tap that option, you can compose and send replies without unlocking your iPhone.

Replying to a message from the iPhone lock screen is easy for you — and a cheater. Luckily, you can help protect yourself by turning this feature off. Here’s how to turn off Reply from the lock screen.

Turn off Reply from lock screen

1. knock Arrangement.

2. knock Face ID & Passcode.

3. Insert Passcode.

4. Go to Reply with Message under Allow Access When Locked and tap the slider to turn it off.

Now when you receive an SMS, you have to unlock your phone to reply.

Turn off other lock screen features

There are other features that you — and anyone else — may be able to access from the lock screen without unlocking iPhone, such as Siri. Without unlocking your phone, you or someone else can make phone calls, send text messages, and can find some devices connected to your iPhone, like your car, just by asking Siri. Someone with access to your iPhone can track your car’s location if this setting is enabled.

You can also access the Home app without unlocking the iPhone lock screen. In the Home app, you can see the smart home devices connected to your phone, such as lights and security fixtures and any digital door locks. Someone with access to your iPhone could monitor your security cameras and door locks, potentially giving them entry to your home if you leave the door unlocked.

There’s also an option to access your Wallet app without unlocking your iPhone. Someone might find it difficult to send cash directly from the app, but someone can use your iPhone to access a digital lock or pay for transit fare without unlocking your screen.

The process of turning off this feature is the same as before.

1. knock Arrangement.

2. knock Face ID & Passcode.

3. Insert Passcode.

4. Under Allow Access When Lockedtap the slider next to the feature you want to disable.

You can turn off the features mentioned above, or you can turn off all the features so that your lock screen is completely locked for everyone but you.

Disabling this feature will not affect the notifications you receive on the lock screen. (To change it, you have to go to Settings > Notifications.) You won’t be able to interact with these notifications until you unlock the screen, which will help protect your security and privacy if you lose your iPhone.

For more, check other settings to keep your lock screen And how and why you should use the Find My app on your iPhone.

First published on March 23, 2023 at 05.00 PT.