Priceline VIP Rewards Visa Review – Forbes Advisor

Priceline VIP Rewards™ Visa® Card* vs.® Rewards Visa® Credit Card*

For those evaluating credit card options among online travel agencies, the® Rewards Visa® Credit Card* from Wells Fargo offers some of the most direct competition when it comes to hotel bookings. The card earns 1 stamp per night at each eligible property booked on and 1 stamp for every time $500 is spent on a purchase with the card. Collect ten stamps to get a gift night worth up to $110 (equivalent to 2.2% back when maxed) and also don’t charge an annual fee.

In terms of added benefits, Rewards Visa provides more than we expect from travel agents: trip cancellation and interruption protection, travel accident insurance, rental car collision damage waiver, and cell phone protection. The card welcome bonus also rewards spend with gift nights: 2 gift nights totaling $250 (max $125 per night), after spending $1,000 on purchases in the first 3 months. Plus, get another $125 gift night after spending $4,000 in total purchases in the first 6 months (before taxes and fees. If a night costs less than $125, you won’t get the difference).

Priceline VIP Rewards™ Visa® Card* vs. Wells Fargo Active Cash® card

The Wells Fargo Active Cash® card earns 2% cash rewards on purchases. This simple flat-rate cash-back structure may appeal to those who don’t want to track spending across categories. It may also be of interest to those who want to track spend in a certain bonus category on a single card and place all other spend on a “catch-all” card which will earn a larger reward than most cards’ base rewards.

Wells Fargo Active Cash is not just a cash back card. In addition to cell phone insurance benefits, it also offers an introductory 0% APR for 15 months from account opening for qualifying purchases and balance transfers, then variable APRs of 19.49%, 24.49%, or 29.49% apply. Balance transfers made within 120 days are eligible for an introductory rate and 3% fee, then up to 5% fee, $5 minimum applies and welcome bonus: get a $200 cash prize bonus after spending $1,000 in purchases in the first 3 months. For those looking for a single card, Wells Fargo Active Cash will likely provide the rewards and perks of Priceline’s VIP Rewards Visa.

Priceline VIP Rewards™ Visa® Card* vs. Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® card comes with a travel agent. Cards earn 5 points per dollar for travel purchased through Chase Ultimate Rewards®, 3 points per dollar for dining, certain streaming services, and wholesale online purchases (excluding Walmart, Target, and grocery clubs), 2 points per dollar for all purchases other travel and 1 point per dollar on all other purchases. It also offers a welcome bonus: 60,000 bonus points after spending $4,000 on purchases in the first 3 months of account opening. Not only is Chase Ultimate Rewards® one of the most valuable point currencies available, Chase Sapphire Preferred cardholders can redeem points for 25% more value and points can be transferred 1:1 to a list of partners, including United and Marriott.

Chase Sapphire Preferred charges a $95 annual fee. Additional perks include travel protection, purchase protection, extended warranties and more. Compared to Priceline VIP Rewards Visa, Sapphire Preferred is a big hit—but only for those willing to pay an annual fee.

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